All 2020 Target Date Funds reach their target year in 2020 but not all will take action. Why? Because every glide path is different.
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Research, analysis, and thoughts on retirement investments & the future of personalization
All 2020 Target Date Funds reach their target year in 2020 but not all will take action. Why? Because every glide path is different.
Target Date Funds (TDFs) are designed to reduce equity exposure as the target date approaches, becoming more conservative as participants age.
For an entire generation, the golden age of television was the 1950s. Its effect on how Americans spent their leisure time was as culturally revolutionary as radio had been a generation earlier....Customer choice, as we now think of it, simply didn’t exist.
One of the most decorated tennis players—tied for 14th on the all-time number of grand slams list—is John McEnroe. However, he is probably remembered by most for his frequent questioning of the chair umpire. His most memorable tirade in 1981 at Wimbledon was a quote that eventually provided the title for his memoir… “You cannot be serious!”
Exchange Traded Funds (ETFs) have become an increasingly popular investment vehicle in the industry for multiple reasons, some of which include costs and increased investment coverage (i.e. “Smart Beta” ETFs). There remains, however, a large corner of the market that has not seen ETF penetration and this is the defined contribution / 401k space.