Series and Paths Come and Go

Here on TargetQ Views we often talk about series and paths, which enjoy a symbiotic relationship but remain distinct. But, before digging in, let’s take a quick refresher.


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2020 Vision: Looking Back and Ahead

Wow, what a year and how appropriate to be using 20/20 hindsight as a metaphor as we look back across the past 12 months. We will all remember very clearly the struggles and challenges our world collectively faced. Investors were initially giddy to begin the new decade and markets rallied over the first 6 weeks of the year. Then it all came unglued.


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3Q20 Target Date Performance

After a very rough 1st quarter and a very strong bounce-back during 2nd quarter, the 3rd quarter was a bit more normalized, albeit still relatively strong. Performance during 3Q20 was, across-the-board, positive and enjoyed the springboard of a strong July and August despite a bit of a pullback in September


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2Q20 Target Glidepath Changes

Target Date Fund (TDF) issuers have a stated target glidepath they adhere to when building asset allocation within the different vintages. One caveat is that many issuers have the ability to adjust exposure from this target/baseline exposure based on market conditions. However, issuers also have the ability to alter this target glidepath as they see fit. Often, these changes are relatively minor, but sometimes a more significant shift may occur.


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5 Year Target Date Performance – What’s Up?

While investors had a pretty easy ride heading into 2020, they definitely experienced some bumpiness during the tumultuous 1st quarter. Even with this horrible first quarter taken into account, though, most target date investors have still experienced positive performance over a longer-term five-year view. However, looking back over the past years also illustrates some odd anomalies in performance.


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