riskY Y

In our exploration of “what is a glide path” we touched on their basic premise:  to represent asset allocation over time for a Target Date Fund (TDF).  Traditionally, when viewing a single glide path, the vertical (Y) axis represents equity exposure and, at times, can show a stacked area chart of overall asset allocation. 


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eXplaining X

This subject is complicated, and it will involve a few future posts, so let’s think of this as an “intro to X."


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What Is A Glide Path?

Target Date Funds'  “yellow brick road” is their glide path.  The glide path is, in essence, a pre-described mix of the TDFs asset allocation over time.  Since the advent of TDFs, it has been universally accepted that the longer a participant's time horizon, the more risk they should accept via higher equity exposure.


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How do Target Date Funds work?

Target Date funds are a series of vintages where the vintages represent a future year that an investor wishes to reach their target. With regards to retirement this is an investors expected retirement date. 


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