Target Date Fund Basics

Target Date Funds (TDFs) are designed to reduce equity exposure as the target date approaches, becoming more conservative as participants age.


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TDF Holdings: Active vs Passive (vs Both!)

It’s the holiday season once again, and for the kid in us, it’s time to look forward to unwrapping presents. It’s not unusual to be surprised by what’s inside the box. Sometimes it’s for the best but, unfortunately, sometimes it’s for the worse.


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ETFs in Target Date Funds

Exchange Traded Funds (ETFs) have become an increasingly popular investment vehicle in the industry for multiple reasons, some of which include costs and increased investment coverage (i.e. “Smart Beta” ETFs). There remains, however, a large corner of the market that has not seen ETF penetration and this is the defined contribution / 401k space.


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3Q TDF Industry Glidepath Changes

Target Date Funds (TDFs) have a pre-determined glidepath which drives its asset allocation. While it does not happen frequently per se, this pre-determined path can be changed by the TDF issuer at any time. These adjustments can be smaller more fringe changes or more wholesale methodology changes.


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